Our regularly updated newsletter provides timely articles to help you achieve your financial goals. Please come back and visit often.
Previous newsletters | Subscribe
November 2025
Postmortem Letter: How To Prepare It and What To Include
A postmortem letter, often called a letter of instruction, is a document you write now for your family or executor to read after your death. It is not a will and it is not legally binding, but it can save loved ones weeks of searching and guesswork at a dif…
Read moreMortgage Lock-ins: Questions To Ask
A mortgage rate lock is a lender's promise to hold a particular interest rate and terms for you for a set period while your loan is processed. It protects you if market rates climb before closing, but the details vary a lot from lender to lender. These are…
Read moreWhat Records You Must Keep Relating To Your Charitable Contributions
A charitable gift is deductible only if you can prove it. The IRS is strict about documentation, and a missing receipt can cost you the deduction even when the gift was real. The records you need depend on the type and size of the gift.
Read moreHow Brokers Execute Trades: What Every Investor Should Know
When you place an order to buy or sell a security, it passes through several steps before it is filled. Understanding that path, and the order types available, helps you control costs and avoid surprises.
Read moreEmployee Benefits: How To Handle Them
Employee benefits help you attract and keep good people, but they also cost money and come with legal and tax rules. A thoughtful benefits program fits your budget, your workforce and your goals. Here is how to think it through.
Read moreDeveloping An Advertising Program: A Basic Review
Advertising is an investment, not an expense to guess at. A good program puts a clear message in front of the people most likely to buy, and it lets you measure what you get back. Small businesses cannot afford to waste money on ads that do not work, so pla…
Read more