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October 2025

Are You Getting Good Financial Advice?

Most people do not have the training to judge investment, insurance or tax recommendations on their own, so the quality of the person advising you matters a great deal. Here are practical ways to tell whether the advice you are receiving serves you.

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Buying On Margin: How It Works and What To Watch Out For

Buying on margin means borrowing money from your brokerage firm to purchase securities, using your existing holdings as collateral. It can magnify gains, but it magnifies losses just as much, and it can force you to sell at the worst possible time.

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Car Insurance: 10 Cost-Cutters To Save You Money

Auto insurance is a bill most drivers pay for years without questioning it. A few changes can reduce the cost without leaving you dangerously underinsured. Here are ten ideas worth checking.

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Investment Clubs: What You Need To Know

An investment club is a group of people who pool money, research investments together and make decisions as a group. Many members join to learn, and the social side is often as valuable as the returns. Clubs carry legal, tax and organizational responsibilit…

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Your Credit Card Rights: What To Do If You Have a Problem

Federal law gives credit card users significant protections, but those protections depend on acting promptly and following the right steps. If you find a problem, here is how to handle it.

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Bonds: Frequently Asked Questions

A bond is a loan you make to a government or a company. In return, the issuer promises to pay interest and to return your principal on a set date. Here are answers to common questions about how bonds work.

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