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April 2026

Uncover Your Business's Most Valuable Hidden Asset

Ask most owners what their most valuable business asset is and they will point to equipment, inventory or the building. For many small companies, though, the most valuable asset does not appear on the balance sheet at all: it is the customer base.

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Refinancing Your Mortgage: When and How

Refinancing means replacing your current mortgage with a new one, usually to lower the rate, change the term, switch loan types or take cash out. It can save real money, but it also carries closing costs, so the decision comes down to the numbers and your p…

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Mutual Fund Taxation: How To Cut The Tax Bite

Mutual funds are convenient, but they can produce tax bills that surprise new investors. Because a fund pools many investors' money and trades inside the fund, you can owe tax even in a year when you never sold a share. Understanding where the tax comes fro…

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"Nanny Tax" Rules: Frequently Asked Questions

If you pay someone to work in your home, such as a nanny, housekeeper or in-home caregiver, you may be a household employer with tax obligations. These rules are often called the nanny tax. Here are answers to frequent questions.

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Funerals: What To Do At This Stressful Time

Arranging a funeral while grieving is hard. You may have only a few days to make many decisions, and some of them involve significant money. Knowing the basic steps ahead of time can help you act calmly and avoid regrets.

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Budgeting: How To Prepare a Workable Plan

A budget is simply a plan for your money. People often avoid budgeting because they picture strict rules and constant guilt, but a good budget is flexible and built around what matters to you. The goal is to know where your money goes and to direct it delib…

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